Collection Agency And Collection Attorney Scams

6. NGOs slam Ah Long style of banks, financial institutions

admin — Sat, 15 May 2010 16:53:20 +0000

6. NGOs slam Ah Long style of banks, financial institutions
KUALA LUMPUR: Several non-governmental organisations slammed what they described as the use of loan shark-style debt collection methods employed by banks and financial institutions.

Stop Creditor Harassment At Work And Home Guaranteed!!

admin — Sat, 15 May 2010 16:53:19 +0000

www.stopch.net There is a way to stop Collection Agencies DEAD in their tracks! Just as they have rights to collect money that is owed them, YOU as a consumer have rights too, but unfortunately most people are unaware of them, which just makes it easier for the agencies to keep calling. This is NOT a black hat tactic to avoid paying legitimate bills that you owe. This is a technique that will get you your privacy back and give you some peace of mind while you get your financial bearings again. And this is not something we made up, This Is A FEDERAL LAW. You have the right to contact the agencies that are bothering you and FORCE them to stop contacting you by the means of a special letter and correct verbiage that will end the harassment once and for all. But like most things in life, if you don’t know the right procedure it becomes frustrating and ineffectual. Here’s how it will Solve your problem.. If you are Suffering because of the economy or have been laid off and are besieged by debt collectors calls and letters then this will STOP them Dead in their Tracks. You have rights as a consumer, but unfortunately 99% of consumers are unaware of them. This lack of information STOPS today! This will give you breathing room to get your finances back on track without the constant barrage of collection agency calls and harassing letters. You can stop flinching every time the phone rings or the mailman rings the doorbell. You deserve a second chance, and the only way you can get …

How To Stop Bothersome Bill Collectors?

admin — Sat, 15 May 2010 09:38:20 +0000

The Federal Fair Debt Collection Practices Act protects consumers against the bullying tactics that were once stock-in-trade practices of collection agencies. If you feel you are being unduly pressured. Or are you actually being harassed by a bill collector, the FDCPA offers a simple way to put a stop to it. All you have to do is send the bill collection agency a letter saying that that you will not or cannot pay the debt and you want the agency to leave you alone. Send the letter by certified mail, return receipt requested, so you can be sure the agency receives it. Once you have done this, by law the collection agency may not contact you again, except to say that collection efforts have ended or that some legal action is being taken against you. If a collection agency continues to badger you after you have sent the letter, be sure to keep notes about the offending contacts. Then you should notify your state attorney general’s office you may have a legal case against the collection agency.

Workman’s Comp : How to Win a Collector’s Debt Suit in Workman’s Comp

admin — Sat, 15 May 2010 02:42:37 +0000

Workman’s comp benefits are generally immune from debt collectors, but it depends on the state laws. Collect debt from an individual in a county court, as opposed to going after workman’s comp, with insight from a lawyer in this free video on workers’ comp. Expert: Robert Todd Bio: Robert Todd is the managing partner and president of Robert M. Todd, PA and Family Law Solutions. Filmmaker: Christopher Rokosz

Make Big Money Doing Loan Modifications.

admin — Fri, 14 May 2010 19:40:42 +0000

Would You Like To Know More About Loan Modifications, How To Do Them Quickly And Easily And More Importantly, Improve Your Odds For Getting Them Approved? (And Getting Paid For Doing So?) This 52 Page Secure Ebook Shows You How! All Forms Included.
Make Big Money Doing Loan Modifications.

Stop Foreclosure- Don’t Let Others Profit From Your Misfortune.

admin — Fri, 14 May 2010 12:39:44 +0000

Tested And Proven Strategies That Work. Don’t Pay Someone Else To Save Your Home From Foreclosure When You Already Don’t Have Enough Money. Use Your Money To Pay Your Mortgage And Save Your Home, Don’t Let Others Profit From Your Misfortune.
Stop Foreclosure- Don’t Let Others Profit From Your Misfortune.

Can Collection Agencies Charge Interest And Fees?

admin — Fri, 14 May 2010 06:26:49 +0000

The short answer – yes, in most cases, but collection agencies are usually regulated differently from original creditors. In the previous video we spoke about the major decisions made by US Supreme Court and Congress in 1978 and 1980, allowing national lenders to offer their services in all states practically without limit on the interest they can charge. These laws are not applicable to collection agencies. The laws which ARE applicable are FDCPA (The Fair Debt Collection Practices Act), and local states’ usury laws and ucc laws (UCC = Uniform Commercial Code). The FDCPA, Section 808(1) prohibits adding interests or fees unless the amount is expressly authorized by either the state law or by the original contract with the lender. Usually the original contract has these provisions. Page www.101creditrepair.com has links to the applicable laws (federal and by state). If you read the laws, you will see that the allowed rate depends on the State, on the type and the amount of debt, whether there was a judgment, and other parameters. If the rate is too high, the court may find it illegal, and in some states (for example, New York) can even void the original debt. Another question – whether the collector will actually charge the interest and fees. If the collector represents original creditor – they will probably charge the maximum – to balloon the amount so that they can charge it off and receive maximum insurance / tax benefit. If the collector is not representing the …

Strike Back at Debt Collectors

admin — Thu, 13 May 2010 01:44:03 +0000

www.fairdebthelpers.com – In many cases where illegal tactics have been used against you an experienced lawyer may be able to sue the collection agency for violation of the Fair Debt Collection Practices Act.

How To Document Calls With An iPhone

admin — Wed, 12 May 2010 04:47:43 +0000

How to take screen shots on your iphone. If you get a call from a known debt collector or even a strange number you don’t recognize, get in the habit of documenting these calls. save all of the recordings and photos for future litigation.

FDCPA – WHO IS A “THIRD PARTY”

admin — Tue, 11 May 2010 00:40:40 +0000

Consumer laywer John Watts discusses in this video who is, and who is not, a “third party” under the Fair Debt Collection Practices Act. Abusive debt collectors often violate the law when they contact third parties such as neighbors, co-workers, family members, etc. We’ll have other videos that explain more about illegal third party contacts. You can look at my lawfirm’s website www.alabamaconsumer.com to get more information.